Finances are a hot spot under the January 4 Moon (solar eclipse) in Capricorn, which clashes with Saturn in Libra, your solar eleventh house. Friendship and money are a poor mix, and you’ll need to be firm if a pal asks for a loan. Chances are, you’ll never be repaid. Charitable donations, although admirable, may not be the best idea now. Put you and yours first and focus on building your own financial security. Look forward to January 7, the date Venus arrives in your sign. You’ll have all the charming ways and words to impress nearly everyone you see, and people will be attracted into your orbit. Take advantage of the following four weeks to widen your circle of acquaintances and networking contacts. Among them could be someone who will be your lucky charm. Jupiter, your ruling planet, transits Pisces, your solar fourth house, through the 21st, and then moves on to Aries, your solar fifth house, for a four-month tour. This planet of good fortune will first benefit family relationships and then energize your social life. Jupiter in Aries can also trigger a whirlwind romance and possibly more than one. Unlike the Moon in Capricorn, January’s Moon in Cancer, your other money house, has the potential to increase family funds. A raise is possible for you or your mate, but it’s more likely you’ll luck into unexpected cost savings or profit from a collectible or consignment sale. If your house is on the market, it could sell that week.