The December 24 Moon in Capricorn, your solar second house, advises financial caution. Unexpected expenses are more than possible with the difficult planetary alignments surrounding this Moon. Keep this in mind as you shop, and resist the urge to spend freely. Use your creativity instead to make low-cost yet thoughtful items for friends and coworkers. Caution is also wise with investments, which can dip in value. You’ll enjoy the company of relatives and neighbors from the 20th on, when Venus is in Aquarius, your solar third house. Consider hosting a small get-together that week, or a big holiday gathering for friends and family. Also touch base with all your favorite out-of- town people and make plans to see each other next year. January or February would be a good choice for a hometown visit. Personal relationships benefit from the December 10 Moon (lunar eclipse) in Gemini, your solar seventh house. But conflict is possible in the workplace the first week of December. Consider the source and move on, because it’s unlikely to have any lasting impact. If you’re considering taking a relationship to the next level, it might be wise to hold off until well past the 13 th, when Mercury turns direct. You could have a change of heart. Money will flow your direction early in the month as Venus transits Capricorn. Be thrifty and save any extra cash that comes your way. Then you’ll have it if you need it later this month. A year-end bonus is possible, but it may not be as much as you’re hoping for.