Credit or other financial issues may arise this month. If so, meet them head-on rather than hope (and wish) things will turn out for the best. The odds are they will, but only if you take the initiative. Be especially cautious with investments and major purchases; postpone both if you can. Most of all, this is not the time to mix money and romance. Don’t let anyone use your credit and don’t co-sign a loan or seek one to fund a business venture. Mars dashes into Aquarius, your solar ninth house, on the 15 th to activate your spirit of adventure. Travel is a great outlet, either this month or next, and you can also satisfy this side of yourself through learning. Take a quick class to polish skills or for the fun of it, or borrow a few books from the library; choose whatever piques your curiosity. Relationships, both personal and business, benefit from Mercury in Sagittarius, your solar seventh house, through the 12th, and Venus in the same sign from the 7th on. You can learn a lot from people under this Mercury influence, and Venus is ideal for romantic togetherness. Both planets will attract helpful people into your orbit, and you may hear some surprising news around the 10th. The first week of January could bring terrific career news, with the possibility of a job offer or promotion. You also might receive news of an award in recognition of your efforts. Aside from the potentially challenging money matters this month, the January 19 Moon in Cancer is promising for income and could trigger a raise, bonus, or added benefit. Use your resources wisely by first developing a detailed budget for the year ahead.